Running a home business can be a way to avoid business premises and rates but there are plenty pitfalls to get you and one of those is the tricky issue of insurance. Generally your main home insurance policy will not cover any of your business activities, assets or stock so you will want to make alternative arrangements for home business insurance if you feel the risk justifies it.
Home business insurance policies cover many different aspects depending on just how your business operates from home. Public Liability, Stock Insurance, Loss of Earnings Insurance and loads more are all available to you.

Over the next few posts I’m going to look into these types of insurance and see what seems sensible and which types are maybe just for the extra cautious.